This plan is of special interest to persons who, besides desire to provide protection, saving and investment to his/ her family , feel the need for lump sum benefit at periodical intervals in the name of survival benefit. The first payment of 10% of the Sum Assured is payable on the 4th year, the second payment of 10% of Sum Assured is payable on the 6th year, the third payment of 10% of Sum Assured is payable on the 8th year and there after 100% of the Sum Assured plus accrued bonus + terminal bonus is payable during the policy maturity period (at the end of 10years), giving an extra 30% of the Sum Assured to the policy holder.

The riders under this plan include double accident benefit and the waiver of premium. (D.A.B. & W.O.P)

Full sum assured is payable on death during the term, over and above payments already made.It also has an extended non- medical facility.